Frequently asked questions

When am I eligible for Medicare?

For most people, the initial Enrollment Period begins three months before the month they turn 65, includes their birthday month, and continues for three months afterward. 

How much does Medicare cost?

Medicare costs depend on several factors, including the coverage you choose, your income, healthcare usage, prescriptions, and whether you select additonal insurance coverage. 

Can I change my Medicare coverage later?

In many cases, yes. Medicare provides specific enrollment periods during which eligible beneficiaries may make certain changes to their coverage. 

The changes you're allowed to make depend on the enrollment period and your individual circumstances. 

Why should I work with a Medicare agency instead of enrolling in my plan?

Working with a Medicare agency can help simplify a complex process. Agencies like McGill Medicare Advisors are familiar with many different plan options and can help you compare them side by side based on your needs, not just general information. 

Is there a cost to use a Medicare agency?

In most cases, there is no direct cost to you for working with a Medicare advisor. Advisors are typically compensated by the insueance companies if you choose to enroll in a plan. This does not change your premium or benefits. 

Will I be pressured to choose a certain plan?

A reputable Medicare agency should NEVER pressure you into choosing a specific plan. At McGill Medicare Advisors, the goal is to educate and guide you so you can make a confident, informed decision. 

Disclaimer

McGill Medicare Advisors is an independent insurance agency and is not affiliated with the U.S. government or the federal Medicare program. We do not offer every plan available in your area. Plan availability, benefits, premiums, and costs vary by plan, location, and individual circumstances. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.